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Welcome to insurance clarity.
Unified Insurance Protection
On it’s own, an insurance policy provides coverage. When combined and tailored for you, they provide powerful protection and peace of mind. Our approach to insuring our clients is centered around delivering layered coverage that accounts for the what ifs we face every day.
Homeowners Insurance
The core of any insurance portfolio, homeowners insurance provides protection for your home and belongings while you’re there, and equips you with liability coverage that follows you around.
Can Provide Coverage For
- Dwelling
- Other Structures
- Personal Property
- Liability
- Medical Payments
- Additional Living Expense
Auto Insurance
Auto insurance, or car insurance at it’s most basic is another layer of liability coverage that protects you in the event you cause property damage or bodily injury to someone else. Additional coverages like collision coverage will help cover repairs to your vehicle, and comes in a few flavors itself. Finally, comprehensive coverage is available and will help pay for repairs resulting from ‘other than collision’ incidents.
Can Provide Coverage For
- Liability
- Collision
- Comprehensive
- PIP
- Uninsured Motorist
- Underinsured Motorist
Umbrella Insurance
An additional layer of coverage that provides excess coverage over your homeowners and auto policy limits. In the event that you cause damage or are sued for an amount beyond what you purchased, your umbrella policy protects you from having to pay the difference out of pocket. Pretty neat, right?
What it does
- Increase limits of liability
Flood Insurance
Most people purchasing insurance for the first time are surprised to find out that it doesn’t provide coverage for everything under the sun. It’s a fair assumption, but products like flood insurance exist to fill those gaps in your primary homeowners or renters policy. Flood insurance policies can be written to cover both your dwelling and contents.
Can Provide Coverage For
- Dwelling
- Personal Property
- Increased Cost of Compliance