A boutique insurance and risk advisory firm
Clarity.
Insight.
Guidance.
Independent insurance and risk advisory to protect what matters most.
Let's TalkFocused on what drives your business
Specialized expertise.
Industry insight. Better outcomes.
We advise a focused set of industries in depth. Our team pairs industry knowledge with an independent perspective, so your contracts, equipment and policies are read as one system.
All industry programs
Cyber Liability
Affirmative cyber coverage aligned to CMMC and NIST.
Learn more
Aerospace
Products, hangarkeepers and ground risk for the flight supply chain.
Learn more
Advanced Manufacturing
Protecting production, equipment and continuity.
Learn more
Healthcare & Senior Living
Home health, group homes, assisted living and memory care.
Learn more
Contractors
Large HVAC, directional boring and IT contractors.
Learn more
All Commercial Lines
General liability, property, workers' comp and more.
Learn moreIndependent by design
More than one carrier. More than one option.
As an independent agency, we can compare several carriers for the same risk and walk you through the differences, so you can choose what fits your business.
Learn moreIndependent
Options from several carriers, compared side by side.
Responsive
You work with people who know your account.
Experienced
Decades of combined industry knowledge.
Local
Proudly serving Michigan businesses.
Private client · Personal lines
Protect what matters. Plan for what's next.
Homes on the lake and in other states, collector cars, boats, art and the liability that comes with all of it. We can coordinate your personal policies through one agency and review with you how they fit together under your umbrella.
Explore private clientHomes
Primary, lake and secondary homes.
What it touchesThe structure, belongings, loss of use and liability at each address.
Auto
Daily drivers, luxury cars and teen drivers.
What it touchesMichigan PIP, liability to others, and damage to your own vehicles.
Umbrella
High-limit liability over everything.
What it touchesLawsuits above your home, auto and boat limits, plus defense costs.
Life
Income, estate and business needs.
What it touchesCash to your family, estate or business at the moment it's needed.
Toys
Motorcycles, side-by-sides, sleds, golf carts, boats, RVs, yachts and exotics.
What it touchesThe machine and your gear, plus liability on the road, trail and water.
Condo & Renters
Units, seasonal condos and rentals.
What it touchesWhat the master policy or lease leaves to you, and assessments.
Our approach
How do we approach a new account?
We start with how your operations, contracts and assets have changed, review your current policies with you, and explain the key terms (what triggers coverage, what's excluded and what you pay first) before we compare options. The coverage decisions are yours. Our job is to make them clear.
Clarity
Sending complex policy documents and expecting you to decipher them.
We go over the key terms of your policies with you, including triggers, exclusions and deductibles, in plain language.
Insight
Copying last year's limits into automated raters.
We talk through how your operations have changed, and the exposures that may come with them, before your account goes to market.
Guidance
Reacting only when you call or file a claim.
We offer scheduled check-ins during the policy term, not only at renewal. Tell us when something changes, and we'll review it with you.
Our advisory process
What happens in a coverage review?
A coverage review compares what you tell us about your business or household today with the key terms of your current policies. We go over your operations, contracts and assets with you, review your policy forms and endorsements, and summarize the issues and options we see for you to consider before anything is marketed to insurers.
Discover
Your operations, contracts, assets and what matters most.
Analyze
Your current policies, reviewed against what you've told us.
Recommend
Options explained by trigger, exclusion and cost.
Review
Check-ins we schedule together, and whenever you tell us things change.
Employee Benefits
Health, dental, vision and disability programs benchmarked against employers like you.
Explore benefitsRisk Management
Loss control, contract review and regulatory and municipal risk — before the claim, not after.
Explore risk managementCommon questions
Answers before the first conversation
What does an independent insurance agency do?
An independent agency represents multiple insurance companies rather than one, so it can place each risk with the carrier whose coverage fits best. Conner Insurance Group adds an advisory layer: we analyze exposures and explain policy terms before recommending coverage.
Can I get an instant price online from Conner Insurance Group?
No. We begin with a conversation and a coverage review, because price is only meaningful once the coverage it buys is understood. Proposals follow the review and compare policy language, not just premium.
Where does Conner Insurance Group serve clients?
We are based in southeast Michigan and serve businesses and families throughout the state, with programs that extend to clients' operations and properties in other states.