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Car Washing & Detailing Business Insurance

Car Washing & Detailing Business Insurance

Car Washing & Detailing Business Insurance

Cleaning and taking possession of customers’ vehicles exposes your business to unique risks. Our agency understands how to keep you protected. As a full service agency, we work to ensure that your company has comprehensive coverages and limits, while working with our network of insurance companies to make sure you’re paying the best price available.

Eligible Businesses

Unsure if your business fits into one of these categories? Give us a call at 248-427-9400

  • Full Service Car Wash
  • Exterior Only Car Wash
  • In Bay Automatic Car Wash
  • Self Service Car Wash
  • Hand Wash / Paint Correction / Detailing

Property Coverage

  • Building, equipment and contents
  • Replacement Cost (ACV or Functional Replacement options)
  • Business Income
  • Extra Expense
  • Exterior Signs
  • Outdoor Property
  • Interruption of Computer Operations
  • Personal Property of Others
  • Equipment Breakdown
  • Ordinance or Law
  • And much more

General Liability

  • Medical expense
  • Hired and Non-Owned Auto
  • Any customer’s auto in care, custody, and control
  • Personal & Advertising Injury
  • Garagekeepers
  • EPLI
  • Primary Limits up to $4,000,000
  • Damage to premises rented to you
  • And much more

Additional available coverages

Workers Compensation

Your frontline team is the catalyst that keeps your business thriving. With several decades of experience writing workers compensation policies, and a roster of A+ rated carriers, you can rest assured that your workforce will be taken care of in the event of a workplace injury.

Cyber Liability

As the auto industry continues to evolve, cyber risks are becoming more and more common. The notion that ‘only the big guys’ need to worry about defending against cyber threats is long antiquated. You hang onto a lot of client and employee data. As of 2016, the average cost of a data breach per client record stands at $221. Proper cyber liability coverage and a well executed response plan are the two biggest factors in mitigating out of pocket costs in the event of your client data finding its way out into the world.

ERISA Bonds

Designed to protect your employee benefit plans against acts of fraud or dishonesty such as larceny, theft, embezzlement, forgery, misappropriation, wrongful abstraction, wrongful conversion, and willful misapplication.

UST Pollution Coverage

Designed to protect your employee benefit plans against acts of fraud or dishonesty such as larceny, theft, embezzlement, forgery, misappropriation, wrongful abstraction, wrongful conversion, and willful misapplication.

Skilled Nursing Facility Insurance

Our agency understands the exposures associated with doing business as a Skilled Nursing Facility. As a full service agency, we work to ensure that your company has comprehensive coverages and limits, while working with our network of insurance companies to make sure you’re paying the best price available.

Eligible Businesses

  • Full Service Car Wash
  • Exterior Only Car Wash
  • In Bay Automatic Car Wash
  • Self Service Car Wash
  • Hand Wash / Paint Correction / Detailing

Property Coverage

  • Building, equipment and contents
  • Replacement Cost (ACV or Functional Replacement options)
  • Business Income
  • Extra Expense
  • Exterior Signs
  • Outdoor Property
  • Interruption of Computer Operations
  • Personal Property of Others
  • Equipment Breakdown
  • Ordinance or Law
  • And much more

General Liability

  • Medical expense
  • Hired and Non-Owned Auto
  • Any customer’s auto in care, custody, and control
  • Personal & Advertising Injury
  • Garagekeepers
  • EPLI
  • Primary Limits up to $4,000,000
  • Damage to premises rented to you
  • And much more

Additional available coverages

Workers Compensation

Your frontline team is the catalyst that keeps your business thriving. With several decades of experience writing workers compensation policies, and a roster of A+ rated carriers, you can rest assured that your workforce will be taken care of in the event of a workplace injury.

Cyber Liability

As the auto industry continues to evolve, cyber risks are becoming more and more common. The notion that ‘only the big guys’ need to worry about defending against cyber threats is long antiquated. You hang onto a lot of client and employee data. As of 2016, the average cost of a data breach per client record stands at $221. Proper cyber liability coverage and a well executed response plan are the two biggest factors in mitigating out of pocket costs in the event of your client data finding its way out into the world.

ERISA Bonds

Designed to protect your employee benefit plans against acts of fraud or dishonesty such as larceny, theft, embezzlement, forgery, misappropriation, wrongful abstraction, wrongful conversion, and willful misapplication.

UST Pollution Coverage

Designed to protect your employee benefit plans against acts of fraud or dishonesty such as larceny, theft, embezzlement, forgery, misappropriation, wrongful abstraction, wrongful conversion, and willful misapplication.